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BAM Advisor Service, LLC (BAM) |
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BAM provides a comprehensive array of services directly to independent Registered Investment Advisor firms, most of which are affiliated with Certified Public Accounting firms. These include back office services such as quarterly reporting, serving as liaison between advisors and broker/dealer custodians, and marketing materials, etc. BAM offers extensive training, educational seminars and consulting services.
Through BAM, Cornerstone Wealth Advisors is given the opportunity to access institutional mutual funds, fixed income securities directly from wholesale brokers, and cost effective platforms for retirement plan servicing, custodial services and compliance assistance. |
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Dimensional Fund Advisors (DFA) |
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Our passive asset class investment approach is translated by DFA into an array of mutual funds, each of which is rigorously designed to capture a particular "dimension" or asset class within a globally diversified portfolio. DFA is our primary but not our exclusive source for implementing our recommended investment approach. Cornerstone Wealth Advisors receives no compensation from DFA for using its funds nor are we under any obligation to use them if they do not best meet your particular investment needs.
DFA funds are only available to certain Registered Investment Advisory firms after a thorough screening, training and approval process. Cornerstone Wealth Advisors has met and continues to meet those high standards. |
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Fidelity Investments, Charles Schwab or TD Ameritrade |
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While Cornerstone Wealth Advisors provides wealth strategy and investment advice, we do not have direct access to your account assets. As a client, you choose either Fidelity Investments, Charles Schwab or TD Ameritrade to custody your accounts. With your permission, Cornerstone Wealth Advisors receives Limited Power of Attorney to submit trade requests on your behalf and provide you with regular reports that summarize your portfolio's performance.
However, you remain in total control of your assets by having them held in accounts in your name. Each of our custodians provides us with the platform, products, programs and resources to serve our clients. |
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AEGON Advisor Resources or Jefferson National Life |
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Cornerstone Wealth Advisors does not typically recommend annuities as a cost effective investment vehicle, but if you already hold an annuity that is restricted from or is cost prohibitive to surrender, you may be able to transfer it to an alternative annuity. AEGON and Jefferson National have access to Dimensional Fund Advisor sub-accounts within a no-load, relatively low-cost variable annuity.
These annuity solutions are consistent with Cornerstone Wealth Advisors guiding principles by providing low-cost, passive asset class investing. |
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Advisors Access |
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| Advisors Access is a service program of BAM Advisor Services that assists us in delivering high-service, low-cost retirement plan advisory services guided by our prudent investment philosophy. Through Advisors Access, we have access to dozens of retirement plan recordkeepers from around the country. These recordkeepers perform the critical administrative tasks of investment elections, contributions and reporting. Some of our current recordkeepers include, Alliance Benefit Group, First Mercantile, Ascensus and others. |
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TDC Companies |
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| As an alliance partner, the TDC Companies provide a best-in-class risk management offering to integrate with your wealth management plan. TDC Companies specialize nationally in life, property and casualty insurance, as well as employee benefits and estate planning for high net worth and ultra high net worth individuals. |
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Ascendant Compliance Management |
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| Ascendant is a leader in compliance and registration consulting services for Investment Advisors. Ascendant works closely with Cornerstone Wealth Advisors providing ongoing compliance consulting, guidance and training, registration services, performing regulatory risk management and infrastructure analysis. |
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