Managing wealth or creating an overall wealth strategy isn't simply about acquiring assets. It's about you. That is why our approach and the services we provide focus on our clients. Building an ongoing relationship with you is integral to all that we do for you. We work with many different clients, each with different needs, goals and concerns. We do this because an understanding of your life goals and financial objectives will provide distinct solutions to address the financial complexities of your life. To keep these solutions relevant for you over time, we focus on the following:
Discovery
In the initial discussions, we identify what financial security means to you through a deep discussion of your financial situation as well as your values, goals and key relationships. We continue to update this discovery process at our ongoing meetings and discussions. We use what we learn to draft and propose changes to your written Investment Policy Statement (IPS), which guides us in structuring your portfolio.
Investment Plan After the Discovery meetings we present you with a detailed written strategy (an Investment Policy Statement ‐ IPS) to address your needs and goals. Together, we fine‐tune and insure that the investment plan reflects what you have shared with us.
Mutual Commitment
After the Discovery meetings and the preparation of your IPS, but before we become your trusted advisor, we mutually commit to your plan for success. At this point we open accounts for you with one of our independent custodians, Fidelity Institutional, Schwab Institutional, or TD Ameritrade. Your finalized strategy document then becomes a roadmap for our coordinated actions.
Regular Progress
Through targeted strategy, we seek to enhance your wealth and your life. Our mutual focus going forward is on assessing the continued applicability of your existing IPS and on maintaining the discipline to stick with your IPS during periods of market volatility that can cause you to not achieve your goals. The key to your financial success is creating and executing the plan, using good investments to properly fund the plan, an ongoing evaluation of the success of the plan and maintaining the discipline to stick with the plan. Following these tenets will provide you with the capability of outperforming 99% of investors who don't follow these tenets. This business discipline enables our clients with a roadmap (compared to those without a roadmap), to get from point X, where you are today, to point Y, where you need to be in the future. We bring the kind of structure and information that fuels business decisions to realm of personal finance.
A trusted advisor relationship integrating academic principles, fiduciary
standards and income and estate tax expertise to create Full Circle Financial Advice from a CPA.
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Our Team
Our Philosophy
Our philosophy is to create strategies built on accumulated and ongoing academic wisdom, not
hope or on Wall Street's empty hype. Unlike most financial advisors, Cornerstone Wealth Advisors doesn't spend time trying to time...
