We offer our fee‐only Wealth Strategy services to affluent individuals, families, corporations, 401k and other qualified retirement plans, partnerships, not‐for‐profits and foundations – anyone with a desire to pursue long‐term financial objectives.
We work with our clients to help them find financial comfort in their lives. During this process, our clients gain clarity of their needs and concerns, insight in understanding what is really important to them while working in partnership with their trusted advisors at Cornerstone Wealth Advisors. One theory of human behavior has portrayed our human needs and motivations in the form of a pyramid with the largest and most fundamental of needs at the bottom and the need for self-actualization at the top. Just as in Abraham Maslow's Hierarchy of Needs theory of human motivation,
we look to a hierarchy of human financial motivation. We believe that this human trait is what drives our continual growth and evolution of the human spirit.
At the base of the pyramid is the cornerstone of your financial life –
Building the Legacy
This may involve Wills, Trusts and other Life Instructions; Preserving Your Financial Legacy; Directing Your Financial Legacy, Creating a Living Legacy; and lastly Creating a Social Legacy. The second level of the pyramid is –
Planning for the Expected and the Unexpected
This could involve Clarifying Your Life Vision; Dealing with Health Challenges; Managing Change, Creating a Home; and lastly Lifestyle Enjoyment. The third level of the pyramid is –
Achieving Financial Comfort
This involves Building and Protecting Your Nest Egg; Obtaining a Regular Paycheck; Optimizing Your Taxes; Saving for the Future; and lastly Creating Financial Freedom and Independence. The fourth level of the pyramid is –
Protecting and Enjoying Your Lifestyle
This involves Income Replacement; Family Security; Personal Health;
Long‐Term Care; and lastly Protecting Your Business Interests. The final level of the pyramid is –
Helping and Protecting Your Family
This may involve Helping Your Children and/or Grandchildren; Assisting Your Parents; Enjoying Your Lifestyle; Education Assistance; and lastly Maintaining and/or Mitigating Your Health Issues. Our job is to assist you in clarifying your own personal hierarchy of financial considerations, provide some education and insight in meeting your goals, and lastly fleshing out your plan with the proper tools and products that accomplish your plan using a Fiduciary standard of care – Our client's best interest is our first obligation.
A trusted advisor relationship integrating academic principles, fiduciary
standards and income and estate tax expertise to create Full Circle Financial Advice from a CPA.
401(K) Center
Our Team
Our Philosophy
Our philosophy is to create strategies built on accumulated and ongoing academic wisdom, not
hope or on Wall Street's empty hype. Unlike most financial advisors, Cornerstone Wealth Advisors doesn't spend time trying to time...
