Imagine, if you will – all of your life's financial questions and concerns. We help sort through the investment chaos and the financial misinformation and help you create order in your financial life. We create a well thought-out plan using academic science not some Wall Street oriented scheme to sell you an ill-advised financial product.
At the pinnacle of Why We're unique is that we proudly, confidently and seriously state that we have chosen to accept the highest moral obligation – providing you with Fiduciary level investment advice. By choice and by legal requirement, our investment advice must be both suitable and in your best interest.
Our Philosophy
Our philosophy is to create strategies built on accumulated and ongoing academic wisdom, not hope or on Wall Street's empty hype. Unlike most financial advisors, Cornerstone Wealth Advisors doesn't spend time trying to time or predict the market. Instead, we rely on academic research and history that has proven that a low-cost, passive investment strategy outperforms the vast majority of active investors. Note that there isn't a single peer-reviewed academic paper that shows active management brings value to clients. We believe that wealth is amassed by buying and holding a highly diversified portfolio, built around broad asset classes where there is a relationship between the expected return and the risks you are adopting.
Cornerstone Wealth Advisors is one of a select group of investment advisors with access to institutional funds from Dimensional Fund Advisors (DFA). DFA has been applying proven academic research to portfolio management since 1982. Our approach invests in the essence of Capitalism by buying the whole haystack rather than trying to find the needle in the haystack and allowing the competitive markets work on your behalf. We are advocates of this evidence-based approach, bringing logic, transparency and simplicity to our clients.
Our Investment Strategy
Our investment strategy rests solidly with a body of academic research known as Modern Portfolio Theory and The Efficient Market Hypothesis. This research became the basis upon which the American Law Institute built its prudent investing guidelines for trust fiduciaries. By accepting the Efficient Markets Hypothesis as fundamental to your investment strategy, you don't have to spend valuable time or money chasing the very few mispriced securities that might
occur or attempting to time the market or sectors within it. Instead, you can focus your efforts on:
Defining and incorporating an appropriate amount of risk within your investments
Capturing as much of the market returns as possible given your risk tolerances
Minimizing costs that might otherwise detract from your investment returns
Periodically rebalancing your portfolio according to your IPS's guidelines, and spending your leisure time pursuing your life's interests, rather than trying to predict or react to every market fluctuation.
We're Certified Public Accountants
We're not just investment advisors, we're also Certified Public Accountants, with over 35 years of experience in public accounting. Our tax background provides us with the skills necessary to insure that your investment and wealth strategy are as tax-efficient and tax-effective as possible. Our passive investment philosophy does use an active approach to adding value through rebalancing, tax-loss harvesting and other wealth enhancement strategies.
A trusted advisor relationship integrating academic principles, fiduciary
standards and income and estate tax expertise to create Full Circle Financial Advice from a CPA.
401(K) Center
Our Team
Our Philosophy
Our philosophy is to create strategies built on accumulated and ongoing academic wisdom, not
hope or on Wall Street's empty hype. Unlike most financial advisors, Cornerstone Wealth Advisors doesn't spend time trying to time...
